Your child is a special gift. Most parents tend to drive with their kids especially when running errands. As this is the case, you want to make sure that your child is safe when you drive.
We all understand that accidents can happen anytime. It comes at a time when you are least prepared. However, the question you would want to know is, what do you have to do if anything like that took place, especially when you are driving with kids?
According to a study by the CDC (Centers for Disease Control and Prevention), they found out that the number one cause of most deaths amongst infants, and teens relates to accidents. By accidents, we are generally talking of car crashes, pedestrian accidents, bike crashes, among others.
Your work as a parent is to teach them road safety measures. On the other hand, what can you do if the worst happens: You get into an accident while driving with kids?
Here are some things you should do:
1 Move out of harm’s way immediately
Whether you find yourself in a major or minor accident, your first measure is to move out of the car, if possible, as soon as you can. By doing this, I do not mean that you should run away from the scene. That would be the most heinous act, ever.
Place the kids on the sidewalk or somewhere where looming danger from incoming traffic is not available. Besides that, it is always wise to alert other drivers by putting on the hazard lights of your vehicle. Other drivers will stay alert and keep themselves out of causing other accidents as well.
2 Go for an immediate check up
When I include the word, “immediate,” I mean instant. After you move away from the way of incoming traffic, call 911 for some help. Get into an ambulance and go to the hospital for a quick checkup by your doctor.
Note that accidents can be fatal, especially for infants even if there are no external injuries. Such a crash could develop internal bleeding, which leads to death if you do not take care of the situation immediately. Be sure that you do not leave the hospital before the practitioner clears you out from the facility.
3 Gather enough evidence
The greatest mistake you could ever do, as a driver, is to run away from the scene, even if you are in the wrong. Experts recommend that you remain near the scene until the police arrive and record a statement with the involved parties.
Gather enough evidence on the scene of the accident. Take the pictures of both wreckages, and take the numbers of various eyewitnesses, whether drivers or pedestrians. You will find those contacts vital when filing the case in court if it gets to that point.
4 Approach your insurance company
Note that you should do this only after you finish checking up-you and your kids-with your doctor. Your car should have functional insurance, and you have to file for a claim immediately. Some insurances a give you a time limit as to when you should do that.
While filing the claim, try to disclose vital facts of that accident. Insurance companies can be tricky to deal with; therefore, try to answer essential questions only, and avoid admitting that you were the cause of the accident. Verify whether your car insurance company has a versatile mobile application that can assist you with archiving the accident while at the scene. The AA Insurance company has a mobile app that comes with an accident checklist and discloses to you how to best accumulate data so you can claim with it or the other party’s insurer.
5 Consult a lawyer
Disasters can be challenging to manage, especially when it comes to finances. Since you want to recover financially, talk to your lawyer to help you in these tragic moments. In this case, you will have to look for a car accident lawyer.
He or she should help you obtain compensation for you and your children. Some of the settlement you should expect to receive include medical bills, repair cost for your vehicle, wages that you lost in the process, and any pain caused by that accident-which include your child becoming traumatized.
For such critical cases, especially those that involve children in a car accident, talk to Bell & Pollock one of the leading auto injury attorneys in Denver.
This is a contributed post